Credit World

For those consumers with damaged credit, low credit scores or no credit at all, Walmart now offers another option called the Walmart Money Card. This card can be used anywhere a VISA card is accepted.

Using your Walmart Money Card is simple. Just transfer any amount you want from other source of funds, such as direct deposit of your paycheck or any other accounts you have. It is easy to reload your card anytime and as many times as you want.

You are able to use your card in any way you want, whether it be to pay bills, buy groceries or purchase airline tickets online. No credit check is needed. You can check your account balance online or monitor your funds by reminder alerts on your cell phone.

It is fast and easy to set up your account at any Walmart store. The initial fee is $8.94, with a monthy fee of $4.94 thereafter. It is best to make a large deposit or have direct deposit, as every reload will also cost $4.94 to fund the card. Direct deposit is free. To cash a check will cost $3, but if it is to reload your account that is also free.

ATM’s are a fact of life, so you will be charged $1.95 each time you visit one for withdrawal, but free of you use one at a Walmart. Checking your balance will cost $.75, so its smarter to check online. Monthly paper statements will cost $3 per month, so again, it is more economical to check online.

A Walmart Money Card is a safe and secure way to deposit your cash for purchases if a traditional bank account is not an option for you at this time.

It is smart way to help you keep your finances in check and avoid late fees or overdraft charges.

More information about this easy and economical way to shop is available at your local Walmart store, or visit their website online at www.walmart.com.

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