Healthy Credit For Everyone...

All Credit Profiles Were Created Equal

Show up to make that next big credit purchase with a calm spirit and peace of mind knowing that You Got This!

Join the trending ranks of 'woke' Americans who have become intentional about building and maintaining a healthy credit profile!

peace of mind

We Are On A Mission!

The Credit Repair Company With A Powerful Mission

At Credit World we believe that eveyone deserves a  second chance to make a first impression and we are on a mission to deliver exactly that for one (1) million Americans in their time of need!

The #1 way that Americans have been failed by the system is evident in the pervasive struggle of regular everyday Americans in communities across the US, to secure and maintain an “Excellent” Credit profile.

No modern day American deserves to constantly struggle with basic human rights like financial security and home ownership, nor should we have to experience the stress and anxiety associated with having a less than excellent credit score.

Choose the credit repair company with a heart as your primary credit repair assistants!

Services We Offer

We guide our clients through the process of disputing…

Credit Inquiries

A credit inquiry is a request by an institution for credit report information from a credit reporting agency | Start Here...


Bankruptcy is a legal proceeding carried out to allow individuals or businesses freedom from their debts | Start Here...


Collections show up where the lender or creditor has transfered the account to a collection agency or sold it to a debt buyer. | Start Here...


A foreclosure is the legal process where a lender takes possession of a home or property because of a delinquent mortgage. | Start Here...

Student Loans

A student loan is designed to help students pay for education and the associated fees, such as tuition, books and supplies | Start Here...


Repossession is the term used to describe the taking back of property after a borrower has defaulted on payments. | Start Here...

Late Payments

A late payment is a payment that arrives after the date the payment was due or after a grace period has passed. | Start Here...

Charge Offs

A charge-off refers to delinquent debt that a company believes it will no longer be able to collect from the borrower.. | Start Here...

Tax Liens

A tax lien is a legal claim against the assets of an individual that fails to pay taxes owed to the government. | Start Here...

Our History

Credit World was conceived out of our founder’s sheer frustration with the soul crushing experience of living with poor credit. 

Days of relentless marginalization, and nights of sleep disturbing anxiety, eventually drove Sonja to take her first deliberate steps to repair her own credit.

The rest as they say is “Our History”

Motivated By Love For Humanity

With 40% of Americans living with credit scores below 700, it is safe to say that way too many people are having a sub-par experience when interacting with essential financial institutions and lenders.

Committed To Financial Freedom

Our founders have discovered that the greatest barrier to financial freedom in the United States is a general lack of knowledge about how the financial system works, and the fundamentals of leveraging this amazing system for financial growth and a healthy credit reputation.

Relentless Pursuit of the Best Results For You

The US financial system is a machine that feeds on credit and unfortunately it is not very kind to individuals who are not intentional about building and maintaining a healthy credit profile. We help you to interceed with the credit bureaus, and with lenders and creditors who report the particulars of your credit.

Our Affordable Rates

Enjoy super easy setup fee and monthly payments…

Globe Trotter

Slow and Steady Wins the Race
  • 1 - 5 Items Disputed Monthly
  • $247 Setup Fee

Whirly Bird

Quick and Aggressive but Kind of Risky
  • 6-10 Items Disputed Monthly
  • $247 Setup Fee

Frequently Asked Questions

We are always happy to answer your questions…
What is credit repair?

Credit repair is the process of fixing poor credit standing that may have deteriorated for a variety of different reasons. Repairing a credit profile may be as simple as disputing mistaken information with the credit bureaus. Other complicated scenarios such as identity theft may require a lengthy and agressive credit repair process.

What is a credit score?

A credit score is a three-digit number, typically between 300 and 850, designed to represent your credit risk, or the likelihood you will pay your bills on time.

How are credit scores calculated?

Credit scores are calculated using information in your credit reports, including your payment history, the amount of debt you have, and the length of your credit history. Higher scores mean you have demonstrated responsible credit behavior in the past, which may make potential lenders and creditors more confident when evaluating a request for credit.

What are the three main credit bureaus?

Equifax, TransUnion and Experian are the three main credit bureaus in the U.S. They are the three largest nationwide providers of consumer credit reports to lenders, insurance providers, employers and other companies who use credit information to help predict risk.

What is the Fair Credit Reporting Act?

The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection of consumers’ credit information and access to their credit reports. It was passed in 1970 to address the fairness, accuracy, and privacy of the personal information contained in the files of the credit reporting agencies.

Why do I need credit reports from three credit bureaus?

Lenders, such as mortgage companies are not required by law to report account information to each of the 3 bureaus. Checking each of your 3 Credit Reports gives you a comprehensive view so that you can easily identify differences that could impact your credit standing.

How do I get started with Credit World?

Click any of the yellow or green “Begin Enrollment” buttons on this page and complete 3 easy steps to get started with Credit World

Get started today with the company who cares about humanity!

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